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Dating payments

Content on dating payments for high-risk online dating and social-discovery platforms. We cover high-risk merchant account onboarding, MCC/MID and descriptor strategy (free trials → subscriptions), 3DS2/SCA decisioning, smart routing & cascading to raise approval rates, fraud & chargeback prevention (friendly-fraud playbooks, Ethoca/Verifi alerts), age & ID checks (KYC/KYB), AML/KYT screening, and APM coverage by region (cards, open banking, wallets). Also included: recurring billing logic, refunds vs. reversals, payout flows, and compliance notes (PCI DSS, sanctions/geofencing, data protection).

Suggested outbound resources about Dating payments:

  • PCI Security Standards Council — PCI DSS overview

  • Visa — Operating Regulations & Rules

  • Mastercard — Rules & compliance

  • EMVCo — EMV® 3-D Secure (3DS2)

  • FTC — Romance scam guidance (useful for fraud controls)