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Merchant onboarding

Read about merchant onboarding to payment systems (PSPs, EMIs, acquirers) with a high-risk focus. We cover: KYB/KYC tiers, EDD for regulated verticals, sanctions/PEP checks, site & business-model review, acceptable-use screening, processing history and volume forecasts, underwriting & risk scoring, required documentation (corporate docs, UBOs, SOF/SOW, policies), MCC/MID assignment and descriptor testing, pricing/fees & rolling reserves, approval timelines, ongoing monitoring/re-underwriting triggers, and compliance alignment (PCI DSS, PSD2/SCA, AML/KYT). Also included: aggregator vs direct acquirer paths, multi-acquirer setups, and playbooks to increase approval rates without breaching scheme or regulatory rules.

Good fits for this tag merchant onboarding: checklists, doc packs, jurisdiction notes (US/EU/UK/offshore), acquirer/PSP comparison, risk questionnaires, and integration gating (go-live criteria).