Content on risk assessment for payments and high-risk merchants (iGaming/betting, FX/CFD, crypto/VASP, adult, nutraceuticals, travel, subscriptions). We cover end-to-end risk discovery and scoring across onboarding, payments, and payouts:
Scopes: merchant/KYB & UBO, customer KYC tiers, transaction patterns (KYT), sanctions/PEP, geo/sector risk, device & behavioral risk, BIN/issuer/country attributes, refund/chargeback exposure.
Methods: inherent vs residual risk, RCSA, risk matrices/heat maps, quantitative scorecards, scenario analysis & stress tests, model governance and back-testing.
Controls mapping: PCI DSS scope reduction, 3DS2/SCA decisioning, velocity & limits, smart routing/cascading, negative/allow lists, alerts (Ethoca/Verifi), dispute playbooks, data retention & audit trails.
Outputs: risk appetite statements, customer/merchant risk tiers, EDD triggers, monitoring rules, SAR/STR escalation paths, and acquirer/compliance reporting.
KPIs: approval rate vs. false-positive rate, dispute ratio, refund-before-dispute, alert capture, sanction-hit precision/recall, time-to-review.
Use the tag risk assessment for frameworks, checklists, templates, and region-specific requirements that keep conversion high while staying audit-ready.
When people hear “high-risk payments,” they usually think about industries like gambling, crypto, or Forex. But what often goes unnoticed is that there’s risk within high-risk — and that risk doesn’t just come from the merchant, but also from the type of payment provider, their legal structure, and how you’re integrated.
High-Risk PSP Selection: What “Risk” Really Means in High-Risk Payments Read More »
Crypto on-ramps and crypto off-ramps serve as critical infrastructure for businesses operating in high-risk sectors like iGaming, crypto businesses, forex trading platforms, and dating services. Understanding these gateway mechanisms is essential for seamless operation and regulatory compliance in industries that often face heightened scrutiny from traditional financial institutions.
