Read information related to PSP (Payment Service Provider), PIs (Payment Institutions), EMIs (Electronic Money Institutions) that power online acceptance and payouts—especially for high-risk merchants (iGaming/betting, FX/CFD, crypto/VASP, adult, nutraceuticals, travel, subscriptions). We cover:
Onboarding & underwriting: KYB/KYC, MCC/MID setup, descriptors, rolling reserves, volume caps, supported geos/industries.
Processing stack: cards + APMs, network tokens, 3DS2/SCA strategy, risk tools (device/behavioral, rules + ML), chargeback alerts & representment.
Orchestration & routing: multi-acquirer setups, BIN/geo/product-type rules, retries/soft-decline recovery with idempotency, failover to APMs.
Payouts & ops: SEPA/FPS/SWIFT/RTP rails, reconciliation (reports/webhooks), settlement currencies, fees and scheme compliance.
Compliance: PCI DSS scope reduction, AML/KYT & sanctions screening, PSD2/RTS, data protection and vendor due diligence.
Authoritative outbound resources about PSP (Payment Service Provider):
PCI Security Standards Council — PCI DSS overview
Visa — Operating Regulations & dispute guidance
Mastercard — Transaction Processing Rules
European Banking Authority — PSD2/SCA & RTS (EU)
UK FCA — Payment services & e-money guidance
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