license

Content about license requirements and usage in high-risk payments. We cover merchant-side operating licenses (e.g., remote gaming—MGA, UKGC, Curaçao/“Curaçao” new regime; FX/CFD permissions), and financial-services authorisations that impact payment access (MSB/MTL in the US, EMI/PI under PSD2 in EU/UK, VASP/CASP for crypto).
Practical focus: what acquirers/PSPs look for during onboarding (KYB, UBOs, source of funds/wealth, policies & procedures), evidence packs (responsible gaming, RNG/testing for iGaming; risk/AML manuals; technical/security docs), jurisdiction/geo scope and server location, ongoing audits & reporting, renewal timelines, and how the right licence mix improves approval rates and partner coverage. Includes checklists, regulator overviews, and common pitfalls (white-label confusion, passporting vs local authorisation, mismatch between licensed activity and actual flows).

Useful outbound resources about license:

• Malta Gaming Authority (MGA) • UK Gambling Commission (UKGC)

• European Banking Authority (PSD2) • PCI SSC (PCI DSS)

• FinCEN (MSB) • FATF (AML/CFT) • ESMA/MiCA (CASP)