Content covering EU/EEA payment processing for high-risk merchants (iGaming/betting, FX/CFD, crypto/VASP, adult, nutraceuticals, travel, subscriptions). We focus on:
Regulatory frame: PSD2/RTS on SCA, EMV 3DS2, GDPR/UK GDPR, sanctions screening, scheme rules; how these affect approval rates and UX.
Rails & methods: cards (local vs cross-border acquiring, MCC/MID, network tokens), SEPA SCT & SCT Inst, SEPA Direct Debit (Core/B2B), Open Banking (PIS/AIS), and key APMs by market (iDEAL/Payconiq, Bancontact, BLIK, EPS, Giropay/Paydirekt, Multibanco/MB Way, Bizum, Swish, Trustly, Sofort/Klarna, etc.).
Optimization & risk: smart routing/cascading, domestic routing to cut cross-border declines, 3DS exemptions (TRA/LVP/secure corporate), fraud/chargeback prevention, KYB/KYC & KYT, velocity/limits, geofencing.
Ops & payouts: settlement currencies (EUR + multi-currency), reconciliation/webhooks, reporting, VAT basics, and EMI/banking partnerships.
Authoritative outbound resources about EU EEA Payment Processing:
European Payments Council (SEPA): https://www.europeanpaymentscouncil.eu
European Banking Authority (PSD2/SCA & RTS): https://www.eba.europa.eu/regulation-and-policy/payment-services-and-electronic-money
PCI Security Standards Council (PCI DSS): https://www.pcisecuritystandards.org/
European Commission (GDPR): https://commission.europa.eu/law/law-topic/data-protection_en
When people hear “high-risk payments,” they usually think about industries like gambling, crypto, or Forex. But what often goes unnoticed is that there’s risk within high-risk — and that risk doesn’t just come from the merchant, but also from the type of payment provider, their legal structure, and how you’re integrated.
High-Risk PSP Selection: What “Risk” Really Means in High-Risk Payments Read More »
Curacao iGaming payment solutions remain one of the few viable paths for online casino operators seeking fast market entry. Known for its low entry barriers and relatively inexpensive licensing model, Curacao has long been a gateway jurisdiction for startups and medium-sized gambling businesses. But while Curacao is attractive for licensing, payment processing for Curacao licensed casinos is a significant pain point.
Curacao iGaming Payment Solutions: Secure and Scalable Methods for Licensed Operators Read More »
Many businesses start out searching for a Stripe payments company, hoping to plug in a sleek solution and start processing transactions immediately. But for gambling, betting, and iGaming operators—especially in Europe, the United States, and Turkey—the reality is more complex. Stripe does not support high-risk industries, and iGaming businesses must turn to more specialized payment methods and partners.
Stripe Payments Company — Not Suited for iGaming? Here’s What You Should Know Read More »
Learn how strategic payment solutions can future-proof your gambling business. From secure payment infrastructure to compliance and scalability, discover how modern IT systems ensure long-term success in iGaming. https://wisealt.com/p/gaming-payment-infrastructure/
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Introduction The travel and hospitality industry in the U.S. holds substantial growth potential, yet many companies are still not fully
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